What can you afford in Hertsmere?
967 homes changed hands in Hertsmere over the last 12 months (Jul 2025 – Jun 2026). Half sold for £555,000 or less, a quarter for under £390,000, and three quarters for under £725,000. Buying the median home with a 10% deposit needs roughly a £111,000 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 12.7× the local median full-time salary of £43,813 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Hertsmere
£555,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £390,000
- Three quarters under
- £725,000
- Sales
- 967
- HPI average
- £562,261
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 967 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 0.7% |
| £35,000 | £175,000 | 2.4% |
| £50,000 | £250,000 | 5% |
| £75,000 | £375,000 | 22.5% |
| £100,000 | £500,000 | 42.1% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £315,000 · 236 | ≈£63,000 |
| Terraced house | £470,000 · 230 | ≈£94,000 |
| Semi-detached house | £612,750 · 320 | ≈£122,550 |
| Detached house | £975,000 · 181 | ≈£195,000 |
For context, the UK House Price Index puts Hertsmere average prices up 2.8% over 12 months.
Nearby in the index
- Hartlepool
- Hastings
- Havant
- Havering
- Herefordshire
- High Peak
- Hillingdon
- Hinckley and Bosworth
- Horsham
- Hounslow
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.