What can you afford in Reigate and Banstead?
1,600 homes changed hands in Reigate and Banstead over the last 12 months (Jul 2025 – Jun 2026). Half sold for £481,000 or less, a quarter for under £345,000, and three quarters for under £680,000. Buying the median home with a 10% deposit needs roughly a £96,200 salary at the typical 4.5× lending multiple , see what £96,000 takes home.
Affordability in one number: the median home here sold for 11.1× the local median full-time salary of £43,434 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Reigate and Banstead
£481,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £345,000
- Three quarters under
- £680,000
- Sales
- 1,600
- HPI average
- £483,340
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,600 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2.4% |
| £35,000 | £175,000 | 4.7% |
| £50,000 | £250,000 | 12% |
| £75,000 | £375,000 | 29.3% |
| £100,000 | £500,000 | 52.8% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £265,000 · 430 | ≈£53,000 |
| Terraced house | £436,000 · 298 | ≈£87,200 |
| Semi-detached house | £549,000 · 486 | ≈£109,800 |
| Detached house | £827,500 · 386 | ≈£165,500 |
For context, the UK House Price Index puts Reigate and Banstead average prices up 1.7% over 12 months.
Nearby in the index
- Preston
- Reading
- Redbridge
- Redcar and Cleveland
- Redditch
- Rhondda Cynon Taf
- Ribble Valley
- Richmond upon Thames
- Rochdale
- Rochford
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.