What can you afford in Rochdale?
2,067 homes changed hands in Rochdale over the last 12 months (Jul 2025 – Jun 2026). Half sold for £210,000 or less, a quarter for under £160,000, and three quarters for under £278,000. Buying the median home with a 10% deposit needs roughly a £42,000 salary at the typical 4.5× lending multiple , see what £42,000 takes home.
Affordability in one number: the median home here sold for 6.1× the local median full-time salary of £34,660 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Rochdale
£210,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £160,000
- Three quarters under
- £278,000
- Sales
- 2,067
- HPI average
- £208,286
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 2,067 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 10% |
| £35,000 | £175,000 | 33.3% |
| £50,000 | £250,000 | 66.2% |
| £75,000 | £375,000 | 90.6% |
| £100,000 | £500,000 | 95.6% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £120,000 · 115 | ≈£24,000 |
| Terraced house | £165,250 · 802 | ≈£33,050 |
| Semi-detached house | £232,000 · 728 | ≈£46,400 |
| Detached house | £345,000 · 422 | ≈£69,000 |
For context, the UK House Price Index puts Rochdale average prices up 4.3% over 12 months.
Nearby in the index
- Redditch
- Reigate and Banstead
- Rhondda Cynon Taf
- Ribble Valley
- Richmond upon Thames
- Rochford
- Rossendale
- Rother
- Rotherham
- Rugby
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.