What can you afford in Rochford?
1,004 homes changed hands in Rochford over the last 12 months (Jul 2025 – Jun 2026). Half sold for £410,000 or less, a quarter for under £340,000, and three quarters for under £500,000. Buying the median home with a 10% deposit needs roughly a £82,000 salary at the typical 4.5× lending multiple , see what £82,000 takes home.
Affordability in one number: the median home here sold for 9.2× the local median full-time salary of £44,750 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Rochford
£410,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £340,000
- Three quarters under
- £500,000
- Sales
- 1,004
- HPI average
- £411,367
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,004 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 1.4% |
| £35,000 | £175,000 | 4% |
| £50,000 | £250,000 | 8.9% |
| £75,000 | £375,000 | 38.8% |
| £100,000 | £500,000 | 75% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £195,000 · 100 | ≈£39,000 |
| Terraced house | £332,000 · 110 | ≈£66,400 |
| Semi-detached house | £395,000 · 461 | ≈£79,000 |
| Detached house | £535,000 · 333 | ≈£107,000 |
For context, the UK House Price Index puts Rochford average prices up 5.6% over 12 months.
Nearby in the index
- Reigate and Banstead
- Rhondda Cynon Taf
- Ribble Valley
- Richmond upon Thames
- Rochdale
- Rossendale
- Rother
- Rotherham
- Rugby
- Runnymede
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.