What can you afford in Richmond upon Thames?
1,973 homes changed hands in Richmond upon Thames over the last 12 months (Jul 2025 – Jun 2026). Half sold for £720,000 or less, a quarter for under £499,950, and three quarters for under £1,100,000. Buying the median home with a 10% deposit needs roughly a £144,000 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 12.6× the local median full-time salary of £57,233 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Richmond upon Thames
£720,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £499,950
- Three quarters under
- £1,100,000
- Sales
- 1,973
- HPI average
- £788,872
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,973 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | under 1% |
| £35,000 | £175,000 | 0.8% |
| £50,000 | £250,000 | 3.1% |
| £75,000 | £375,000 | 11.1% |
| £100,000 | £500,000 | 25% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £470,000 · 749 | ≈£94,000 |
| Terraced house | £881,500 · 703 | ≈£176,300 |
| Semi-detached house | £975,000 · 403 | ≈£195,000 |
| Detached house | £1,505,000 · 118 | ≈£301,000 |
For context, the UK House Price Index puts Richmond upon Thames average prices down 2.5% over 12 months.
Nearby in the index
- Redcar and Cleveland
- Redditch
- Reigate and Banstead
- Rhondda Cynon Taf
- Ribble Valley
- Rochdale
- Rochford
- Rossendale
- Rother
- Rotherham
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.